Rideshare/Uber Insurance
Keep your rideshare business moving without worry. We understand the unique risks of driving for Uber and Lyft and can help you get the protection you deserve. Call us today for peace of mind on every trip.
What is Rideshare/Uber Insurance?
Rideshare or Uber insurance is a specialized type of auto insurance designed to protect drivers who use their personal vehicles for ridesharing services like Uber, Lyft, or Grab. Unlike standard personal auto insurance—which typically excludes coverage when the vehicle is used for commercial purposes—rideshare insurance bridges the gap between personal and commercial coverage. When a driver is logged into a rideshare app but hasn’t yet accepted a ride request, their personal policy usually doesn’t apply, and the rideshare company’s coverage is limited. Once a ride is accepted or a passenger is on board, the rideshare company provides more robust coverage, but only for specific situations and with certain limits. Rideshare insurance fills these gray areas, ensuring the driver, passengers, and vehicle are protected during every stage of the trip—from waiting for a ride request to dropping off the passenger. This type of policy can cover property damage, medical expenses, liability claims, and sometimes even uninsured or underinsured motorist incidents. For drivers who rely on ridesharing as a source of income, having rideshare insurance is essential to avoid expensive coverage gaps, claim denials, or legal issues in the event of an accident. It provides peace of mind, financial security, and compliance with state or local insurance requirements.
Contact us to learn more about the right Rideshare/Uber Insurance for you.
4221 Wilshire Boulevard, Los Angeles, California 90010, United States
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